About these terms
These Terms of Use govern access to and use of the Tampa Family Protection Review website operated by THW Agency LLC. By using the site, you agree to these terms. If you do not agree, please discontinue use of the site.
Tampa Family Protection Review
Terms of Use
The rules that govern your use of this educational website, operated by THW Agency LLC.
The one thing to know first
Requesting a conversation is not an insurance application. It does not guarantee coverage, approval, or pricing, and it does not create an insurance contract.
What these terms cover
Twelve sections, plainly stated. Jump to any clause below.
Educational and informational purpose
The site provides general educational information about life insurance and financial protection. It is not legal, tax, or financial advice and should not be relied upon as such. For advice specific to your situation, please consult a qualified professional.
Requests for information are not insurance applications
Voluntarily requesting information or a conversation with a licensed professional is a request to be contacted regarding your inquiry. It is not an application for insurance, and submitting a request does not initiate, complete, or bind any application process.
No guarantee of coverage, approval, pricing, or results
Nothing on the site or in any conversation guarantees that coverage will be offered, approved, or priced in any particular way, or that any result will be achieved. All outcomes depend on eligibility, underwriting, and other factors outside the scope of this website.
User-provided information
You agree that information you submit is accurate and that you are authorized to provide it. For details on how information you share is handled, please see our Privacy Policy.
Communications
If you check the consent box and submit a request, you agree that THW Agency LLC or a licensed professional may contact you by phone, email, or text regarding your request. Standard message and data rates may apply.
Website content and intellectual property
Site content is owned by or licensed to THW Agency LLC and may not be copied or redistributed without permission. All trademarks and materials remain the property of their respective owners.
Third-party links and services
The site may link to third-party resources that THW Agency LLC does not control or endorse. We are not responsible for the content, policies, or practices of any third-party site or service.
Limitation of liability
To the extent permitted by law, THW Agency LLC will not be responsible for indirect, incidental, consequential, or other damages arising from your use of, or inability to use, this website or its content. Nothing in these terms limits any rights or remedies that cannot lawfully be limited or excluded.
Changes to these terms
THW Agency LLC may update these terms, with the effective date revised accordingly. Your continued use of the site after changes are posted constitutes acceptance of the updated terms.
Governing law
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law provisions.
Section 12